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At some point in everyone’s life, insurance becomes a necessity. Whether coverage is required by law, such as auto policy, or by prudence, it is a virtual certainty that you have to protect themselves from losses. The run of the mill policies (life, home, auto) are understandable. If you lose your home in a flood, you’re going to be glad you had coverage. But then there are others that make you scratch your head. The fact of the matter is, if you are willing to pay premiums, no matter how strange or even impossible scenario, someone will catch it. Here are some examples of odd, outlandish and otherworldly that people insured.
Alien Abduction
Yes, this is available. And it’s not just a one-off event; there are companies in the Southwest parts that make their income almost exclusively off of people covered in the event that they are taken into a spaceship with extraterrestrial beings. In most cases, it operates as a special form of life insurance. If someone is abducted by aliens and never seen again, and the family they leave behind will be added, provided that they can prove abduction happened. Other companies offer more specialized version of this to reach survivors of space-napping for psychological and medical expenses. Again, it seems that it would be very difficult to prove the information and concentrate on one of these policies. No evidence exists that someone has collected, but (as truth) policies are out there.
Tongue
People have bought the coverage of all kinds of valuable parts of the body over the years. Betty Grable, a popular film actress and pin-up girl in 1940, took out a policy on her legs for a cool million bucks. Jennifer Lopez is said to have its famous posterior covered ten times that much, should its misfortune. But the oddest part of the body is the infamous tongue legendary Kiss frontman Gene Simmons. After rumors had surfaced that he had surgery on it, Simmons got a strategy to make sure he was added in case some over-zealous fan bit it off. A story that is hard to swallow, but true.
lottery winners
This strategy could even be less likely to pay out the alien abduction insurance. In the UK, the employer can buy policies to cover the incidental results from two employees quitting because they won the lottery. It needs to be at least two people, and they can not be sharing one ticket. The chances of one person is winning the lottery are slim; the probability that two winning tickets must be purchased by people working for any one company is almost none. One wonders if the Camelot Group, the organization that runs the UK lottery, has purchased such insurance. If two of their employees worked, that would certainly raise some eyebrows!
Next time you are talking to insurance salesman of car covers, see what they offer, just for fun!
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Source by Aaliyah Arthur