All kinds of vehicles in public places is considered a potential threat to the life of the driver, passengers as well as pedestrians. It can also cause damage to their own or third-party assets. Keeping these similarities in mind, motor insurance law has made it mandatory for every car owner or driver to ensure their vehicles as well as private.
Car insurance is nothing but a safeguard against financial risks involved in an accident. Not everyone can afford unexpected expenses as well as legal issues made for an accident and try to pay it all yourself may empty pockets.
However, car owners who are safe drivers may ask why they need car insurance if they follow all safety measures while driving – such as walking seat belt, maintaining enough distance between his vehicle and the one in front and break well on time? At the end of the day if he is driving carefully and is safe and easy driving, he has no fear of meeting with an accident.
The question above may sound justified, but there is a flip side to it. You might be a careful driver and follow safety measures. But is it really immune you from all dangers? Accidents do not always happen because of errors on their own. As one of the famous commercial brand tires rightly says “The roads are full of idiots.” Accidents are never pre-planned, it just happens at the flick of a moment. Expenditures due to accidental damage are mostly high and achieve them all out of pocket can cost you a fortune. It is in these circumstances that the car insurance is your financial aid.
There are more reasons to prove the car insurance is important? Consider a situation where someone is rash or uncontrolled driving causing death walking or damage to property belonging to someone else. If the driver is not able to pay for the damage and if the vehicle is not insured, he will be in the soup. In addition, physical damage and third party casualties generally involve extensive legal methods to find the perpetrator, who is also very expensive. You will cover all of these costs if you have a car insurance policy.
The above points so clearly explain why car insurance is made mandatory and not optional. So if you have a car, do not have any ambiguity about buying car insurance. Just compare all relevant policy online as per your needs and get the best one to protect you, your car and co-passengers something unforeseen circumstances.